Renters Insurance in Columbia, SC

Many renters are surprised to learn that their landlord’s insurance does not cover their personal property or liability. If your belongings are damaged or stolen, or if you’re held liable for third-party damages, you could be left to replace everything out of pocket. Renters insurance helps safeguard your possessions and provides liability protection if someone is injured in your home.

What Does Renters Insurance Cover?

A typical renters insurance policy can offer:

Additional living expenses coverage can help pay for your food and lodging if a covered risk renders your rented home uninhabitable.
Personal liability coverage can cover your furniture, electronics, clothing and appliances if damaged by a covered risk.
Personal property coverage can help pay for relevant expenses if you’re held liable for bodily injuries or property damage you cause to someone else.

Our team can help you understand the details of each coverage type and tailor a policy to fit your needs.

Who Needs Renters Insurance?

Renters insurance can be valuable for anyone leasing a home, apartment or condo in Columbia, SC. Many landlords may even ask for proof of a policy as part of your lease agreement.

How Much Does a Policy Cost?

The cost of a renters insurance policy can depend on several factors, including:

Location of your rented property
Safety and security features (e.g., smoke detectors, fire alarms, deadbolts, etc.)
Coverage selections
Deductible
Claims history

How Can We Help Renters Like You?

At Butler's Insurance Agency LLC, we work closely with renters to find competitively priced renters insurance options. Our team will take the time to explain your choices and ensure you have optimal protection for your situation.